Credit Score Estimator

Estimate your approximate credit score based on key credit factors including payment history, credit utilization, credit age, new credit inquiries, and credit mix.

Estimate Your Credit Score

Provide information about your credit habits to see an estimated credit score range.

How This Estimator Works

This estimator uses your inputs on main credit factors weighted according to typical credit scoring models like FICO to provide an estimated credit score range.

Credit Score Basics

Payment History: Most important factor, on-time payments boost your score.
Credit Utilization: Keeping credit usage below 30% helps improve your score.
Credit Age: Older accounts generally improve your credit history strength.
New Accounts: Opening too many new accounts in a short time can reduce your score.
Credit Mix: Diverse credit types like credit cards, loans, mortgages add positively.

Status

Estimator Status Ready