Insurance & Protection
Insurance is the safety net that protects your financial plan from unexpected events. Without adequate coverage, a single medical emergency, accident, or loss of income can wipe out years of careful saving and investing. Our insurance guides demystify the major types of coverage Americans need, from understanding health insurance plan types like HMOs, PPOs, and HDHPs to choosing the right life insurance policy for your family. We also explain which insurance policies are truly essential versus optional, and show you how to use Health Savings Accounts as a powerful triple-tax-advantaged tool for both healthcare costs and long-term retirement savings.
Articles in This Category
Health Insurance Basics
Health insurance fundamentals covering plan types, premiums, deductibles, copays, and how to choose the right plan.
Read Article →Life Insurance Explained
Understanding life insurance including term vs whole life, how much coverage you need, and when to buy.
Read Article →Insurance You Actually Need
Essential insurance coverage guide separating must-have policies from optional ones based on your life stage.
Read Article →Understanding Health Savings Accounts
HSA benefits and strategies covering triple tax advantages, contribution limits, investment options, and retirement use.
Read Article →